Dr. Pfungwa Dhliwayo is an astute human resources practitioner, registered industrial psychologist, certified talent economist and certified coach. He serves as the Group Human Resources Executive for First Mutual Holding Limited Group. Dhliwayo joined FML Group from Econet Wireless Zimbabwe where he held senior positions in human resources operations, organizational development, and talent management. During his tenure at Econet, Dr. Dhilawayo was instrumental in facilitating sustainable organizational development interventions in Econet’s Lesotho and Burundi. Pfungwa has exposure in financial services, manufacturing, general services, and telecommunications and security industries. Dr. Dhliwayo holds a Diploma in Personnel Management from the Institute of People Management of Zimbabwe, PhD in Consulting Psychology from the University of South Africa, MSc in Occupational Psychology, Master of Business Administration, BSc Honours Psychology, from the University of Zimbabwe, Postgraduate Diploma in Occupational Psychology and a number of certifications in coaching and talent economics.